Services
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| Appelman Financial |
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Here is a listing of the services we provide…
 | College Savings Planning | |
| Estate Planning | |
| Fixed and Variable Annuities | |
| Investment Analysis & Planning | |
| Life Insurance | |
| Long Term Care Insurance | |
| Retirement Income Planning | |
| Retirement Rollovers & Distributions—our specialty! | |
| Risk Management | |
| Tax Planning | |
| Tax Preparation (for Clients ONLY) | |
What is a Certified Financial Planner™ (CFP®)?
The CFP Certification designation identifies individuals who have met the
4 E’s established by the Certified Financial Planner Board of Standards, Inc. :
The CFP Board owns the CFP® certification designation and licenses qualifiedindividuals to use it. Only a Certified Financial Planner™ or CFP® licensees are
authorized to use this important designation. The designation also signals that the
person has voluntarily submitted to the regulatory authority of the CFP Board.
Anyone can call himself a “financial planner”, but only those who have
fulfilled the certification and annual licensing requirements of the CFP Board
can use its certification designation.
The CFP Board’s certification process assures the public that individuals authorized to
use it are dedicated to a high level of professionalism! As a Certified Financial
Planner™, they have been asked by the CFP Board to always act in the best interest
of the client and to put those interests ahead of their own at all times. They are also
required to do so with the heightened duty of care of a "fiduciary" which as defined by
the CFP Board means "one who acts in utmost good faith, in a manner he or she
reasonably believes to be in the best interest of the client." The seven principles of
the CFP® Code of Ethics are Integrity, Objectivity, Competence, Fairness,
Confidentiality, Professionalism, and Diligence...certainly qualities anyone would want
in their Financial Advisor!
For any additional information on the CFP Board or
their Standards of Professional Conduct,
please click on the link below.
The CFP Certification designation identifies individuals who have met the
4 E’s established by the Certified Financial Planner Board of Standards, Inc. :
| education |
| examinations |
| experience |
| ethics standards |
The CFP Board owns the CFP® certification designation and licenses qualified
authorized to use this important designation. The designation also signals that the
person has voluntarily submitted to the regulatory authority of the CFP Board.
Anyone can call himself a “financial planner”, but only those who have
fulfilled the certification and annual licensing requirements of the CFP Board
can use its certification designation.
The CFP Board’s certification process assures the public that individuals authorized to
use it are dedicated to a high level of professionalism! As a Certified Financial
Planner™, they have been asked by the CFP Board to always act in the best interest
of the client and to put those interests ahead of their own at all times. They are also
required to do so with the heightened duty of care of a "fiduciary" which as defined by
the CFP Board means "one who acts in utmost good faith, in a manner he or she
reasonably believes to be in the best interest of the client." The seven principles of
the CFP® Code of Ethics are Integrity, Objectivity, Competence, Fairness,
Confidentiality, Professionalism, and Diligence...certainly qualities anyone would want
in their Financial Advisor!
For any additional information on the CFP Board or
their Standards of Professional Conduct,
please click on the link below.
| And you will be pleased to know that we have been a member of the Better Business Bureau since 2004! If you would like to check out the website for the Better Business Bureau, please click on their logo. |
Gold Medal Services
“The New Standard in Personalized Wealth Management”
Check out some of the areas where Appelman Financial provides
special services to their top-tier Gold Medal Service clients:
For a complete listing of the Gold Medal Service, please click here.
“The New Standard in Personalized Wealth Management”
Check out some of the areas where Appelman Financial provides
special services to their top-tier Gold Medal Service clients:
| Investment Oversight Service | |
| Tax Reduction Planning | |
| Retirement Income & Distribution Planning | |
| Family Wealth Planning | |
| Client Services & Communication |
For a complete listing of the Gold Medal Service, please click here.