



| Appelman Financial |

| 250 Schoolhouse Road, Bloomsburg, PA 17815 (570) 784-1716 or (800) 598-4998 Fax: (570) 784-8768 Securities Offered through Trustmont Financial Group, Inc. Member FINRA/SIPC and Trustmont Advisory Group, Inc. 200 Brush Run Road, Suite A, Greensburg PA 15601 (724) 468-5665 * Appelman Financial is not affiliated with either Trustmont Financial Group, Inc. or Trustmont Advisory Group, Inc. |




| Lynn Appelman provided a special seminar just for the people of Columbia County who were being approached for gas leases. It is imperative that folks know up-front about the tax consequences, tax reduction strategies and investment choices. If you are in such a position and wish to make the most of your financial future, please give our office a call to schedule an appointment to meet with Lynn. And click here, If you wish to read the entire Press Enterprise article titled "Expert: Save Money with Gas Leases". |



| Recently the Press Enterprise published a syndicated columnist who spoke of a worst-case scenario annuity situation. Having many clients who are better able to sleep at night knowing that their money is insured in an annuity policy protected by various riders, Lynn felt compelled to write a rebuttal which was published in the Press Enterprise as a follow-up. Click here, If you wish to read the entire Press Enterprise article titled "If Applied Correctly, Annuities are Effective Investing Tools". |

| Lynn was approached by a columnist with the Dow Jones and completed a phone interview with Daisy Maxey about the Dodd-Frank reform bill for an article she was doing on "Financial Adviser: A Blog by the Dow Jones". There was a press release in the local paper about portions of his letter to the Securities and Exchange Commission being included on the blog. To view the original "Financial Adviser: A Blog by the Dow Jones" entry, please click here to read it in its entirety. |

| Lynn was recently honored by being named as the Top Producer by his broker dealer at a recent meeting. This distinction was based on top gross production achieved among 170 Trustmont advisors and representatives nationwide for 2010. Here is a copy of the press release from the Press Enterprise on October 19, 2011. |